Riders & Additional Fees
Annuities often come with additional features called riders, which are additional features that can be added to an annuity contract to customize it according to your specific financial needs. These options, like Guaranteed Minimum Income Benefit (GMIB) riders, assures a stream of income regardless of market changes.
Riders vary in their benefits and costs, allowing you to personalize your annuity to align with your financial objectives and situation.
The Strength of the Carrier
One of the most important things to consider when considering an annuity is the strength and rating of the insurance company. The guarantee on an annuity is only as strong as the guarantor... Choosing a long-standing A rated carrier is a crucial step in finding a steady partner for your financial journey.
Working With a True Annuity Specialist
At Annuity Authority, we have a sole mission of helping Americans shed risk and create stable, reliable income streams as they enter retirement. All of our specialists at Annuity Authority are independent, meaning they can offer a variety of vetted insurance carriers based on your needs -- We are not bound to any one carrier, product, or state as we serve clients across the nation. Which means you get the most transparent advice and widest array of options.
Understanding Your Unique Situation
Modern annuities are designed to address various challenges for retirees. To ensure we match you with the ideal annuity, it's crucial to have a clear understanding of your financial situation and specific objectives. True transparency on both sides leads to the highest quality outcomes.